SYF

SYNCHRONY FINANCIAL

Financial Services • USA

Apr 05 • 04:00PM ET
60.80
+0.31 (+0.51%)
Company Profile

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through ... read more

Full Time Employees 20,000
Phone 203 585 2400
Website https://www.synchrony.com
CEO Mr. Brian D. Doubles
IPO Date 2014-07-31
Sector Financial Services
Industry Financial - Credit Services
Address 777 Long Ridge Road, Stamford, CT 06902
Balance Sheet
Total Cash $21,629,000,000
Total Debt $17,009,000,000
Current Ratio 0.00
Quick Ratio 0.00
Profitability
Gross Margin 100.00%
Net Margin 33.10%
ROE 17.38%
ROA 2.36%
ROIC 8.76%
Balance Sheet
Total Cash $21,629,000,000
Total Debt $17,009,000,000
Current Ratio 0.00
Quick Ratio 0.00
Profitability
Gross Margin 100.00%
Net Margin 33.10%
ROE 17.38%
ROA 2.36%
ROIC 8.76%
Name SYNCHRONY FINANCIAL Sector Financial Services Currency USD Relative Volume 2.14 Market Cap 17031
Current Ratio 0.0 Dividend / Share 1.0 EPS 8.55 Revenue 9392000000 P/S 1.8
P/E 5.0 Beta 1.37 Income 3427000000 Volume 9503049 Average Volume 4431816
Distance to 200DMA -22.35% 200 DMA 56.42 50 DMA 59.35 ROA 2.9 ROE 21.6
Distance to 50DMA -26.18% Return 1Y 8.39% Return YTD -32.35% Forward PE Qtly Growth YOY
Debt/Eq 6.2 P/B 1.0 Dividend Yield 1.5% Net Margin 36.49% Payout Ratio 11.6
Performance
52 Week Range 11.6%
Distance to 200DMA 0.41%
Day Change Percent $0.25
Performance Week $0.25
Performance Month $0.25
Performance Quarter 2024-08-05
Performance YTD $0.25
Performance Year $0.25

Performance Range

Day

$196
Current
Low: High:
Month

$196
Current
Low: High:
Month

$196
Current
Low: High:
Month

$196
Current
Low: High:
Month

$196
Current
Low: High:
Balance Sheet
Total Cash $17,934,000,000
Total Debt $15,632,000,000
Current Ratio 0.00%
Quick Ratio 0.00%
Profitability
Gross Margin 100.00%
Net Margin 33.10%
ROE 17.38%
ROA 2.36%
ROIC 8.76%
Valuation
Price to Earnings 8.20
Price to Book 1.43
Price to Sales 2.72
Price to Free Cash Flow 2.41
Dividends
Payout Ratio 13.49%
Dividend Yield 1.64%
Dividend Amount $0.25
Last Dividend Pay Date 2024-08-05
Last Dividend Paid $0.25
Performance
52 Week Range 11.6%
Distance to 200DMA 0.41%
Day Change Percent $0.25
Performance Week $0.25
Performance Month $0.25
Performance Quarter 2024-08-05
Performance YTD $0.25
Performance Year $0.25
Company Profile

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through ... read more

Full Time Employees 20,000
Phone 203 585 2400
Website https://www.synchrony.com
CEO Mr. Brian D. Doubles
IPO Date 2014-07-31
Sector Financial Services
Address 777 Long Ridge Road, Stamford, CT 06902
Histogram - Daily

Balance Sheet
Total Cash $17,934,000,000
Total Debt $15,632,000,000
Current Ratio 0.00%
Quick Ratio 0.00%
Profitability
Gross Margin 1.0000%
Net Margin 0.3450%
ROE 0.20%
ROA 0.03%
Company Profile

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through ... read more

Full Time Employees 20,000
Phone 203 585 2400
Website https://www.synchrony.com
CEO Mr. Brian D. Doubles
IPO Date 2014-07-31
Sector Financial Services
Address 777 Long Ridge Road, Stamford, CT 06902
Monthly Win Rate

Balance Sheet (Multi-Column Example)
Dec 2024 Sep 2024 Jun 2024 Mar 2024 Dec 2023 Sep 2023 Jun 2023 Mar 2023
Cash & Short Term Investments 53,775.0 65,171.0 61,801.0 67,150.0 73,100.0 61,555.0 62,482.0 55,872.0
Receivables 59,306.0 66,243.0 43,172.0 41,150.0 50,102.0 60,985.0 39,186.0 35,899.0
Inventory 6,911.0 7,286.0 6,165.0 6,232.0 6,511.0 6,331.0 7,351.0 7,482.0

Latest News

Banks are keeping credit card rates high even after the CFPB rule they blamed for high APRs was killed
Banks are keeping credit card rates high even after the CFPB rule they blamed fo

Banks quickly raised interest rates to record levels and added new monthly fees on credit cards last year when a Consumer Financial Protection Bureau rule threatened a key revenue source for the indus

2025-05-07 07:00:02 - cnbc.com
Wealthy consumers upped their spending last quarter, while the rest of America is cutting back
Wealthy consumers upped their spending last quarter, while the rest of America i

Lower-income earners are reining in their transactions to focus on essentials, while the wealthy continue to spend freely on perks including dining out and luxury travel, according to first-quarter re

2025-04-28 12:31:14 - cnbc.com
Here's Why Synchrony (SYF) is a Strong Value Stock
Here's Why Synchrony (SYF) is a Strong Value Stock

The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

2025-04-25 10:46:15 - zacks.com
5 Stocks That Recently Hiked Their Dividend to Reward Investors
5 Stocks That Recently Hiked Their Dividend to Reward Investors

Investors may keep a tab on stocks like SYF, PEBO, CIB, TRV and FMX, which have lately hiked their dividend payments.

2025-04-24 10:25:35 - zacks.com
Synchrony's CareCredit Offered at 100% of Public Veterinary University Hospitals Nationwide, Expanding Access to Pet Care
Synchrony's CareCredit Offered at 100% of Public Veterinary University Hospitals

With Addition of Texas A&M, All 29 Public Veterinary University Hospitals in the U.S. Now Accept CareCredit STAMFORD, Conn. , April 24, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer f

2025-04-24 09:00:00 - prnewswire.com
Synchrony Financial: Mr. Market Puts It On Sale Again
Synchrony Financial: Mr. Market Puts It On Sale Again

Synchrony Financial shares are undervalued due to market overreaction to consumer spending fears, despite stable loan balances and non-recessionary credit metrics. The bank's strong capital ratios and

2025-04-23 09:14:09 - seekingalpha.com
Synchrony and Belle Tire Partner on New Credit Card Program to Help Make Car Care More Affordable
Synchrony and Belle Tire Partner on New Credit Card Program to Help Make Car Car

Belle Tire Taps Synchrony to Provide Flexible Payment Options for Customers Purchasing Tires and Auto Services STAMFORD, Conn. and SOUTHFIELD, Mich.

2025-04-23 09:00:00 - prnewswire.com
Synchrony Beats Q1 Earnings Estimates, Unveils 20% Dividend Hike
Synchrony Beats Q1 Earnings Estimates, Unveils 20% Dividend Hike

SYF's Q1 results benefit from growth in interest and fees on loans across Home & Auto and Lifestyle platforms, partly offset by rising expenses. It currently forecasts 2025 net charge-offs to be betwe

2025-04-22 14:25:33 - zacks.com
Synchrony CEO: Credit Metrics Strong as Consumers ‘Are Being Disciplined'
Synchrony CEO: Credit Metrics Strong as Consumers ‘Are Being Disciplined'

Synchrony Financial's first-quarter results indicated that consumers are pulling back on spending, particularly for larger ticket items, and have taken steps to pare down their credit card debt. The n

2025-04-22 12:16:48 - pymnts.com
Synchrony Financial: Solid Q1 But Doubts Remain (Upgrade)
Synchrony Financial: Solid Q1 But Doubts Remain (Upgrade)

Synchrony Financial's stock has fallen over 30% from its highs, with Q1 earnings showing mixed signals amid economic concerns and credit quality issues. Despite beating earnings estimates, lower credi

2025-04-22 11:55:08 - seekingalpha.com
Synchrony Financial (SYF) Q1 2025 Earnings Call Transcript
Synchrony Financial (SYF) Q1 2025 Earnings Call Transcript

Synchrony Financial (NYSE:SYF ) Q1 2025 Earnings Conference Call April 22, 2025 8:00 AM ET Company Participants Kathryn Miller - Senior Vice President, Investor Relations Brian Doubles - President & C

2025-04-22 10:57:00 - seekingalpha.com
Synchrony (SYF) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
Synchrony (SYF) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

The headline numbers for Synchrony (SYF) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimat

2025-04-22 10:36:16 - zacks.com
Synchrony (SYF) Surpasses Q1 Earnings Estimates
Synchrony (SYF) Surpasses Q1 Earnings Estimates

Synchrony (SYF) came out with quarterly earnings of $1.89 per share, beating the Zacks Consensus Estimate of $1.63 per share. This compares to earnings of $1.18 per share a year ago.

2025-04-22 08:10:36 - zacks.com
Can Synchrony Beat Q1 Earnings Estimates on Improving Margin?
Can Synchrony Beat Q1 Earnings Estimates on Improving Margin?

SYF is likely to have gained from rising average interest-earning assets in the first quarter.

2025-04-21 11:40:39 - zacks.com
These 3 Stocks Have Huge Last 12 Months Shareholder Yields
These 3 Stocks Have Huge Last 12 Months Shareholder Yields

One interesting metric that often goes unmentioned but can provide valuable insight into a company's capital allocation is the shareholder yield. Many have heard the terms dividend yield and buyback y

2025-04-18 08:46:34 - marketbeat.com
Synchrony Extends Long-Standing Partnership with American Eagle Outfitters, Inc.
Synchrony Extends Long-Standing Partnership with American Eagle Outfitters, Inc.

Multi-year Consumer Financing Agreement Features Digital-First Cardholder Experience and Rewards STAMFORD, Conn. , April 17, 2025 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial se

2025-04-17 09:00:00 - prnewswire.com