DFS

DISCOVER FINANCIAL SERVICES

Financial Services • USA

Apr 05 • 04:00PM ET
200.05
-0.43 (-0.21%)
Company Profile

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; personal loans, home loans, and deposit products; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULS ... read more

Full Time Employees 21,100
Phone 224 405 0900
Website https://www.discover.com
CEO Mr. J. Michael Shepherd
IPO Date 2007-06-14
Sector Financial Services
Industry Financial - Credit Services
Address 2500 Lake Cook Road, Riverwoods, IL 60015
Balance Sheet
Total Cash $12,835,000,000
Total Debt $14,538,000,000
Current Ratio 0.00
Quick Ratio 0.00
Profitability
Gross Margin 100.00%
Net Margin 35.24%
ROE 24.80%
ROA 3.18%
ROIC 14.23%
Balance Sheet
Total Cash $12,835,000,000
Total Debt $14,538,000,000
Current Ratio 0.00
Quick Ratio 0.00
Profitability
Gross Margin 100.00%
Net Margin 35.24%
ROE 24.80%
ROA 3.18%
ROIC 14.23%
Name DISCOVER FINANCIAL SERVICES Sector Financial Services Currency USD Relative Volume 2.05 Market Cap 36995
Current Ratio 0.0 Dividend / Share 2.8 EPS 17.72 Revenue 12999000000 P/S 2.8
P/E 8.3 Beta 1.39 Income 4446000000 Volume 4369096 Average Volume 2135105
Distance to 200DMA -7.4% 200 DMA 158.79 50 DMA 181.45 ROA 2.9 ROE 27.1
Distance to 50DMA -18.96% Return 1Y 18.03% Return YTD -14.82% Forward PE Qtly Growth YOY
Debt/Eq 7.24 P/B 2.1 Dividend Yield 1.6% Net Margin 34.2% Payout Ratio 15.8
Performance
52 Week Range 15.8%
Distance to 200DMA 0.7%
Day Change Percent $1.40
Performance Week $0.7
Performance Month $0.7
Performance Quarter 2024-08-22
Performance YTD $0.7
Performance Year $0.7

Performance Range

Day

$196
Current
Low: High:
Month

$196
Current
Low: High:
Month

$196
Current
Low: High:
Month

$196
Current
Low: High:
Month

$196
Current
Low: High:
Balance Sheet
Total Cash $10,897,000,000
Total Debt $19,141,000,000
Current Ratio 0.00%
Quick Ratio 0.00%
Profitability
Gross Margin 100.00%
Net Margin 35.24%
ROE 24.80%
ROA 3.18%
ROIC 14.23%
Valuation
Price to Earnings 10.70
Price to Book 2.65
Price to Sales 3.77
Price to Free Cash Flow 5.91
Dividends
Payout Ratio 14.98%
Dividend Yield 1.40%
Dividend Amount $1.40
Last Dividend Pay Date 2024-08-22
Last Dividend Paid $0.7
Performance
52 Week Range 15.8%
Distance to 200DMA 0.7%
Day Change Percent $1.40
Performance Week $0.7
Performance Month $0.7
Performance Quarter 2024-08-22
Performance YTD $0.7
Performance Year $0.7
Company Profile

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; personal loans, home loans, and deposit products; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULS ... read more

Full Time Employees 21,100
Phone 224 405 0900
Website https://www.discover.com
CEO Mr. J. Michael Shepherd
IPO Date 2007-06-14
Sector Financial Services
Address 2500 Lake Cook Road, Riverwoods, IL 60015
Histogram - Daily

Balance Sheet
Total Cash $10,897,000,000
Total Debt $19,141,000,000
Current Ratio 0.00%
Quick Ratio 0.00%
Profitability
Gross Margin 1.0000%
Net Margin 0.2540%
ROE 0.19%
ROA 0.02%
Company Profile

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; personal loans, home loans, and deposit products; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULS ... read more

Full Time Employees 21,100
Phone 224 405 0900
Website https://www.discover.com
CEO Mr. J. Michael Shepherd
IPO Date 2007-06-14
Sector Financial Services
Address 2500 Lake Cook Road, Riverwoods, IL 60015
Monthly Win Rate

Balance Sheet (Multi-Column Example)
Dec 2024 Sep 2024 Jun 2024 Mar 2024 Dec 2023 Sep 2023 Jun 2023 Mar 2023
Cash & Short Term Investments 53,775.0 65,171.0 61,801.0 67,150.0 73,100.0 61,555.0 62,482.0 55,872.0
Receivables 59,306.0 66,243.0 43,172.0 41,150.0 50,102.0 60,985.0 39,186.0 35,899.0
Inventory 6,911.0 7,286.0 6,165.0 6,232.0 6,511.0 6,331.0 7,351.0 7,482.0

Latest News

Our Top 10 High-Growth Dividend Stocks -- May 2025
Our Top 10 High-Growth Dividend Stocks -- May 2025

The article provides a methodology for selecting high-growth dividend-paying stocks, focusing on dividend growth and sustainability rather than high current yield. We use our proprietary models to rat

2025-05-17 08:30:00 - seekingalpha.com
Coinbase Global Set to Join S&P 500
Coinbase Global Set to Join S&P 500

NEW YORK , May 12, 2025 /PRNewswire/ -- Coinbase Global Inc. (NASD: COIN) will replace Discover Financial Services (NYSE: DFS) in the S&P 500 effective prior to the opening of trading on Monday, May 1

2025-05-12 18:00:00 - prnewswire.com
Coinbase shares spike as crypto exchange set to join S&P 500, replacing Discover Financial
Coinbase shares spike as crypto exchange set to join S&P 500, replacing Discover

Coinbase is joining the S&P 500, replacing Discover Financial, which is being acquired. Shares of the crypto exchange soared in extended trading after the announcement.

2025-05-12 17:28:13 - cnbc.com
Discover Survey: Americans Seek to Improve Their Financial Lives Amid Uncertainty
Discover Survey: Americans Seek to Improve Their Financial Lives Amid Uncertaint

RIVERWOODS, Ill.--(BUSINESS WIRE)--More than four in five Americans (84%) are interested in improving their financial situation, but two in five (41%) are unsure about how to best manage their persona

2025-05-07 05:06:00 - businesswire.com
Democrats Ask Fed to Rethink Approval of Capital One-Discover Merger
Democrats Ask Fed to Rethink Approval of Capital One-Discover Merger

Democratic lawmakers want the Federal Reserve to reconsider its approval of Capital One's purchase of Discover. In a letter to the central bank Friday (May 2), Rep.

2025-05-05 06:58:25 - pymnts.com
Capital One: Discover Acquisition Unlocks EPS Inflection
Capital One: Discover Acquisition Unlocks EPS Inflection

I initiate coverage on Capital One with a Strong Buy rating and a $222.92 price target, driven by underappreciated earnings accretion and network synergies from the Discover integration. My forecast f

2025-04-27 05:01:03 - seekingalpha.com
Why Discover Financial Services Was Racing Higher This Week
Why Discover Financial Services Was Racing Higher This Week

The past few days have been very eventful for Discover Financial Services (DFS 4.99%). The company, best known as the entity behind the underdog Discover credit card, is now approved to be acquired by

2025-04-25 06:36:13 - fool.com
Discover Charge-Offs Improve and Debit Volumes Grow as Consumers Are ‘Stable'
Discover Charge-Offs Improve and Debit Volumes Grow as Consumers Are ‘Stable'

Discover Financial Services posted first-quarter earnings results Thursday (April 24) that showed improving credit metrics, increased debit spending and higher deposits, ahead of its pending acquisiti

2025-04-24 18:00:11 - pymnts.com
Discover (DFS) Q1 2025 Earnings Call
Discover (DFS) Q1 2025 Earnings Call

Image source: The Motley Fool.

2025-04-24 14:13:55 - fool.com
Discover Financial's Q1 Earnings Beat on Digital Banking Strength
Discover Financial's Q1 Earnings Beat on Digital Banking Strength

DFS' first-quarter results benefit from a decline in provision for credit losses and strong growth in PULSE and Diners Club volume, partially offset by elevated employee compensation and benefits expe

2025-04-24 14:00:37 - zacks.com
Discover Financial Services (DFS) Q1 2025 Earnings Call Transcript
Discover Financial Services (DFS) Q1 2025 Earnings Call Transcript

Discover Financial Services (NYSE:DFS ) Q1 2025 Earnings Conference Call April 24, 2025 8:00 AM ET Company Participants Erin Stieber - Investor Relations Michael Shepherd - Director, Interim Chief Exe

2025-04-24 08:37:08 - seekingalpha.com
Discover (DFS) Q1 Earnings and Revenues Surpass Estimates
Discover (DFS) Q1 Earnings and Revenues Surpass Estimates

Discover (DFS) came out with quarterly earnings of $4.25 per share, beating the Zacks Consensus Estimate of $3.30 per share. This compares to earnings of $1.10 per share a year ago.

2025-04-23 18:25:36 - zacks.com
Discover Financial profit jumps on lower loss provision and higher interest income
Discover Financial profit jumps on lower loss provision and higher interest inco

U.S. credit card issuer Discover Financial reported a 30% rise in first-quarter profit on Wednesday, helped by a drop in the company's provision for credit losses and higher interest income.

2025-04-23 17:04:03 - reuters.com
Discover Financial Services Reports First Quarter 2025 Net Income of $1.1 Billion or $4.25 Per Diluted Share
Discover Financial Services Reports First Quarter 2025 Net Income of $1.1 Billio

RIVERWOODS, Ill.--(BUSINESS WIRE)--Discover Financial Services (NYSE: DFS): First Quarter 2025 Results   2025 2024 YOY Change Total loans, end of period (in billions) $117.4 $126.6 (7%) Total revenue

2025-04-23 16:19:00 - businesswire.com
Capital One Profit Rises Ahead of Discover Merger
Capital One Profit Rises Ahead of Discover Merger

Capital One recorded a higher first-quarter profit and is prepared to complete its acquisition of Discover on May 18.

2025-04-22 16:44:00 - wsj.com
Capital One Gets the Greenlight to Move Forward With Discover Acquisition
Capital One Gets the Greenlight to Move Forward With Discover Acquisition

Capital One's plans to acquire Discover have been approved at the federal level.

2025-04-22 09:01:14 - cnet.com